Credit Cards

Alliant has the credit card to meet your needs whether you’re looking for a resource to use in an emergency, rewards or generous cash back.

Looking for a low rate?

Visa® Platinum Card1

  • Low Introductory Rate
    Intro rate as low as 0% APR for 12 months on purchases and balance transfers (with a standard variable rate of 10.99% to 22.99% APR after that).1
  • Balance Transfers
    It’s easy to transfer high balances from other cards. A low 2% fee of the amount of the transfer applies.1


Want to earn points?

Visa® Platinum Rewards Card2

  • High Rewards
    Earn two Rewards Points for every dollar you spend, plus 5,000 bonus points when you spend $500+ in the first 90 days.2
  • No Annual Fees
    High rewards, no annual fee.2
  • Low Rate
    Intro rate as low as 0% APR for 12 months on purchases and balance transfers (with a standard variable rate of 14.99%–24.99% APR. Balance transfer fee of 2% of the amount transferred, $5 minimum.)2


In search of cash back?

Visa® Signature Card3

  • Unlimited Cash Back3
    Earn 3% cash back for the first year and 2.5% each year after.
  • Travel Perks
    No foreign transaction fees3, emergency card replacement and more.
  • Annual Fee
    Annual fee of $99 waived for the first year.3


1. Visa® Platinum Card
Loan approval and APR based on creditworthiness, payment method and ability to repay. Rates, terms, and conditions are subject to change. APR=Annual Percentage Rate.
Visa® Credit Card Agreement (PDF)
Visa® Credit Card Disclosure (PDF)

Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. For more information, visit the Visa website.

2. Visa® Platinum Rewards Card
As described in the Alliant Visa Platinum Rewards Program Terms & Conditions, certain categories of purchases such as cash advances and gift cards do not qualify to earn reward points. See disclosures for additional details. Reward point earnings on qualified purchases are unlimited.
Alliant Visa Platinum Rewards Program Terms and Conditions
Alliant Visa Platinum Rewards Points Program Details

To earn the 5,000 bonus Alliant Rewards points, new cardholder must spend $500 or more in qualifying purchases on his/her Alliant Credit Union Platinum Rewards Visa credit card during the first 90 days the account is opened. Points will be awarded and posted to the account, if applicable, at the close of the next billing cycle after the $500 spend threshold is met. Introductory rate and incentive offers, including bonus points, are available only to members whose accounts are in good standing, and not available to those who in the previous six months have had (I)an open Alliant Visa credit card account, or (II) an outstanding balance on a closed Alliant Visa credit card account.

Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. For more information, visit the Visa website. An Alliant checking account is required for use with Alliant Bill Pay. There are no fees to maintain a Bill Pay account. However, if incurred, applicable fees such as a stop payment fee will apply. Please refer to the Alliant Fee Schedule for a complete list of these type of fees.

Loan approval and APR based on creditworthiness, payment method and ability to repay. Rates, terms, and conditions are subject to change. APR=Annual Percentage Rate.
Visa® Credit Card Agreement (PDF)
Visa® Credit Card Disclosure (PDF)

3. Visa® Signature Card
As described in the Alliant Cashback Visa Signature Card Program Terms & Conditions, certain categories of purchases such as cash advances and gift cards do not qualify to earn cash back. See the Alliant Cashback Visa Signature Card Disclosure for additional details. Cash back earnings on qualified purchases are unlimited.
Alliant Cashback Visa Signature Card Program Terms & Conditions

Loan approval and APR based on creditworthiness, payment method and ability to repay. Rates, terms, and conditions are subject to change. APR=Annual Percentage Rate.
Alliant Cashback Visa® Signature Card Agreement (PDF)
Alliant Cashback Visa Signature Card Disclosure

Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. For more information, visit the Visa website.

Contact Us

Have a question? Just want to chat? We’re here for you, 24/7.

Phone
800-328-1935
TDD/TTY: 773-462-2300
International Calls:
773-462-2000
Email
For all general inquiries,
please send us an email.

For account-specific questions, please log in to Alliant Online Banking and use secure e-mail or contact us at 800-328-1935 (24/7).

Mail
Alliant Credit Union
P.O. Box 66945
Chicago, IL 60666-0945

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