Savings for life

Get a savings rate that’s 21.1x higher than the bank national average.1

Your organization has partnered with Alliant Credit Union. As a result, employees now have exclusive access to high-yield savings.2 Your money earns a 1.90% APY,3 a savings rate that’s 21.1x higher than the bank national average1. And, Alliant will even make your first deposit of $5 when you open an account.4 Need one more reason to join? How about this: Once you become an Alliant member, you’re a member for life — even when you retire! And, your entire family is eligible for membership, so they too can reap the rewards of our high-rate savings.


Here’s why you should start saving for life.

The Alliant advantage

Not your typical brick-and-mortar bank, Alliant is primarily an online financial institution with anytime, anywhere access.

  • Convenient online banking, including online bill pay, easy money transfers and more.
  • Secure 24/7 account access – at 80,000 fee-free ATMs6, by phone or online.
  • Mobile so you can manage your money even when you’re on the go.7

Better than banks

You’re treated like an owner, because you are.

  • You’re a member, not just a customer. Your savings account is a share of ownership.
  • We’re not for profit. Income is returned to members via high yields on deposits, much higher than banks.
  • Low overhead costs because we’re not your typical brick-and-mortar bank. The savings are passed on to members.

Insider benefits

Products and services that let you earn more and do more.

  • Savings with a higher rate – 21.1x higher than the bank national average.
  • Free checking with no monthly service fee or minimum balance required8 and ATM rebates up to $20 per month6.
  • Low interest rate loans, including new vehicle loans as low as 3.49% APR.9

The sooner you start, the more you can save.

What you’ll need handy:

1. Driver’s license or other valid U.S. government issued ID

2. Social Security Number or Individual Tax Identification Number

3. Basic personal and employment information


  1. Comparison of Alliant October 2018 Savings Dividend and national average bank savings obtained from Datatrac as of October 1, 2018.
  2. Alliant membership is an exclusive benefit available to employees, retirees and members of select employee groups/qualifying organizations and their family members, as well as individuals who live or work in qualifying communities and their family members. Applicants must also meet other eligibility requirements for Alliant membership. Please visit www.alliantcreditunion.com for details regarding Alliant membership eligibility.
  3. APY=Annual Percentage Yield. The October 2018 Alliant savings dividend provides an Annual Percentage Yield (APY) of 1.90% APY. The APY is accurate as of the 9/25/2018, dividend declaration date. A minimum $5 deposit (provided compliments of Alliant) is required to open an Alliant savings account. Savings dividends are paid on the last day of the month to account holders who have maintained an average daily balance of $100 or more in their savings. Savings dividend may change after account is opened and is subject to change monthly. There is no maximum balance limit. Account is subject to approval. Applicant must meet eligibility requirements for Alliant membership.
  4. You must open an Alliant savings account to be eligible to receive the complimentary $5 savings deposit, which will be deposited directly into your new Alliant savings account. One complimentary $5 savings deposit per new member. Member will forfeit the complimentary $5 savings deposit if account is closed within 90 days of establishing Alliant membership.
  5. Surcharge-free ATMs include Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, CO-OP Network, Credit Union 24 CU Here and Publix Presto networks when you use your Alliant Convenience card, Alliant Visa HSA debit card or Alliant checking account Visa debit card. Alliant will rebate fees incurred at other nonsurcharge-free ATMs up to $20 per month per membership account when you use your Alliant checking account Visa debit card to make a deposit, withdrawal, transfer or balance inquiry. The rebate does not apply to cash advances from Alliant Visa credit cards through ATMs nor to the Alliant Convenience card, Alliant Visa HSA debit card and Visa International Service Assessment (ISA) fees. Please see the online ATM Locator at www.alliantcreditunion.com or our mobile banking app for a list of ATMs that accept deposits or are surcharge-free.
  6. Limitations apply. Data and text charges may apply. Check with your mobile service provider.
  7. There is no minimum balance requirement to open an Alliant checking account or to earn the stated APY. Alliant checking is free; however, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the Alliant Fee Schedule at www.alliantcreditunion.com for a list of these types of fees. Account is subject to approval. We may not open checking for you if you do not meet Alliant criteria.
  8. APR=Annual Percentage Rate. Alliant new and used auto loan rates as of October 1, 2018. Alliant loan approval, APR, down payment required and other terms and conditions based on LTV (Loan to Value), payment method, creditworthiness, collateral (including age of vehicle), and the term of the loan. Advertised rates include automatic payment option. Rates are 0.4% higher without automatic payment option. Refinancing of loans from other lenders is available. Member is responsible for any fees associated with transferring of title. Rates are 1% higher when refinancing an existing Alliant loan. Financing is available in all 50 states. All loans are subject to approval. Rates, terms and conditions are subject to change. You must be 18 or older to apply. We may not extend credit to you if you do not meet Alliant criteria. Allowable terms vary by loan amount. Membership is required.

Contact Us

Have a question? Just want to chat? We’re here for you, 24/7.

Phone
800-328-1935
TDD/TTY: 773-462-2300
International Calls:
773-462-2000
Email
For all general inquiries,
please send us an email.

For account-specific questions, please login to Alliant Online Banking and use secure e-mail or contact us at 800-328-1935 (24/7).

Mail
Alliant Credit Union
P.O. Box 66945
Chicago, IL 60666-0945