High-rate checking

Make the money in your checking account work a little bit harder. With an Alliant High-Rate Checking Account, you can earn 0.65% APY on your checking account balance.8 Meet the following 2 easy requirements:​

  1. Opt out of paper statements & receive free eStatements10 in Alliant Online Banking, and
  2. Make at least one electronic deposit to this account within the 90 day period.8 (Qualifying deposits include direct deposit, payroll deposit, ATM deposit, mobile check deposit or a transfer from another financial institution.)

Need to go out of network? No worries. We also rebate your ATM fees up to $20/month.9 There’s no minimum balance requirement, and your free Visa® debit card is Apple-Pay compatible. Plus, you’ll have easy access to your cash, 24/7, through Alliant Mobile Banking and Alliant Online Banking.

8. APY=Annual Percentage Yield. Alliant High Rate Checking Dividends are paid on the last day of each month to checking accountholders who have opted out of receiving paper statements (receive eStatements only) and have a recurring monthly electronic deposit to their Alliant checking account each month (e.g., a direct deposit, payroll deposit, ATM deposit, mobile check deposit or transfer from another financial institution). Otherwise, Alliant checking accounts do not earn a dividend. The March 2019 High Rate Checking dividend provides an Annual Percentage Yield (APY) of 0.65% APY. The APY is accurate as of the 02/25/19 dividend declaration date. Checking dividend may change after account is opened and is subject to change monthly. There is no minimum balance requirement to open an Alliant checking account or to earn a dividend. Alliant checking does not have a monthly service fee; however, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the Alliant Fee Schedule at www.alliantcreditunion.com for a list of these types of fees. Account is subject to approval. We may not open checking for you if you do not meet Alliant criteria. 9. Surcharge free ATMs include Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, CO-OP Network, Credit Union 24 CU Here and Publix Presto networks when you use your Alliant Convenience card or Alliant checking account Visa debit card. Alliant will rebate fees incurred at other nonsurcharge-free ATMs up to $20 per month per membership account when you use your Alliant checking account Visa debit card to make a deposit, withdrawal, transfer or balance inquiry. The rebate does not apply to cash advances from Alliant Visa credit cards through ATMs nor to the Alliant Convenience card and Visa International Service Assessment (ISA) fees. 10. A fee will apply if you choose to receive an account statement in paper form; refer to the Fee Schedule at www.alliantcreditunion.com/fees. To avoid the paper statement fee, log in to Alliant Online Banking at www.alliantcreditunion.com to change your statement preference to eStatements.

Contact Us

Have a question? Just want to chat? We’re here for you, 24/7.

TDD/TTY: 773-462-2300
International Calls:
For all general inquiries,
please send us an email.

For account-specific questions, please login to Alliant Online Banking and use secure e-mail or contact us at 800-328-1935 (24/7).

Alliant Credit Union
P.O. Box 66945
Chicago, IL 60666-0945