Benefits of Alliant | Alliant Credit Union

An award-winning credit union that’s way better than your bank

We’re proud to be part of your benefits package! Alliant is one of the largest credit unions in the U.S., with more than 85 years of experience and 500,000+ members nationwide. We're 100% digital and we're not-for-profit, so we can reward our members by offering high savings and checking rates, low loan rates, rich credit card rewards and fewer fees.

Alliant is the perfect choice for you if…

You like to be rewarded for your saving and spending

Our checking and savings accounts have high rates and no monthly service fee if you elect eStatements. Plus, none of our personal or car loans have prepayment penalties.

You want to bank from anywhere

Our award-winning mobile and online banking lets you bank securely on your time. And, if you need to talk to a human, we’re available 24/7.

You’re tired of banks prioritizing shareholders over you

We don’t have shareholders. Our credit union members are all part owners of Alliant, and we do everything for them. (There’s no membership fee.)

Our members’ favorite Alliant accounts

High-Rate Savings

Celebrate rates 11x higher than the bank industry average and 80,000 fee-free ATMs.1

Interest rates you deserve at 0.55% APY1

No monthly fee if you select eStatements

Your financial goals are limitless—so there’s no maximum balance limit

High-Rate Checking

Bank on your terms with great mobile banking, ATMs around every corner and no sneaky fees.

No overdraft fees and no monthly service fees2

Where ever you are, get cash fast with ATM fee rebates up to $20/month2

A rate higher than most savings accounts at 0.25% APY2

Credit Cards

Sample image of an Alliant Visa® Platinum Card

Platinum Card

  • No-Gotchas Card
    Low intro rate as low as 0% introductory APR for 12 months on purchases and balance transfers (with a standard variable rate of 10.24% to 22.24% APR after that). No annual fee.3
  • Balance Transfers
    It's easy to transfer high balances from other cards. A low transfer fee of $5 or 2% applies, whichever is greater.3
Apply for Visa Platinum

Sample image of an Alliant Visa® Signature Card

Signature Card

  • Award-winning Cash Back Card
    2.5% cash back4 up to $250 ($10,000 in qualifying purchases) per billing cycle with no revolving categories.4
  • Travel Perks
    No foreign transaction fees4, emergency card replacement and more.
  • Annual Fee
    $99 annual fee, waived to $0 intro fee the first year.4
Apply for Visa Signature

Auto Loans

Get same-day approval in most cases on new cars, used cars or a refinance on your current ride.

New auto rates as low as 1.94%APR5

Refinance your higher-rate auto loans and you could save

Loan terms up to 84 months on new vehicles5

Limited-time offer for new members

The Ultimate Opportunity Savings Account

Alliant partnered with personal finance expert Suze Orman to offer a savings account that pays you to save! Here’s how it works:

Open The Ultimate Savings Account

It comes with a rate so high (0.55% APY1) that you’ll wonder why you didn’t do it sooner.

Start saving toward your bonus

Deposit at least $100 a month for 12 consecutive months. Each deposit gets you closer to financial security.6

Get your $100 bonus

Alliant will deposit the bonus into your account when you follow the steps.6

Up your financial knowledge

Want to know how to maximize your money? We’re happy to share our expertise.

What’s the difference between banks and credit unions?

Can you spot some misconceptions about credit unions? See what you know.

Read Full Article >

4 myths about online savings accounts

Get the scoop on four common misconceptions regarding online savings accounts.

Read Full Article >

How to create a zero-sum budget

Learn how to build a budget that helps you track every penny.

Read Full Article >

I opened my account with Alliant after a lot of research because it's a credit union. I like being a member, not a customer. It's been really easy to use.

Sharky B., Alliant member

Contact Us

Have a question? Just want to chat? We’re here for you, 24/7.

Phone
800-328-1935
International Calls:
773-462-2000

Email
For all general inquiries, please send us an email.

For account-specific questions, please log in to Alliant Online Banking and send us a secure message or call us at 800-328-1935.

Mail
Alliant Credit Union
P.O. Box 66945
Chicago, IL 60666-0945